A topic from AEG's L5R CCG Rules forum, copied for Oracle of the Void from a copy of the forum saved in October 2015, so pages it didn't save are missing. Players' names are left out; the rules officials are named. Rulings are as they stood on these dates; later rulings, the rulebooks and the Rules Archive may differ.
One with Flames reads:
Bow your target Monk without Weapons: Give him +1C if he is Fire or has one or more Fire tokens. You may target and destroy an enemy Personality with equal or lower Chi than your Monk.
Does targetting occur before the +1C bonus occurs or after. Therefore is a 4 Chi Monk able to target and destroy an opposing 5 chi personality?
One with Flames: Does targeting (of the enemy Personality) occur before the +1C bonus occurs or after(?)
The targeting of the enemy Personality is optional, so occurs as an effect rather than in the required targeting step. Effects occur in the order written. After.